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Comprehensive Local Credit Card Guide

Holyoke Credit Cards

Credit Card Debt in Holyoke

^ Average credit card debt in Holyoke is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Holyoke

^ Based on overall MA data, the credit card delinquency rate in Holyoke is approximately 0.62%. [2]

Credit Scores in Holyoke

^ The average credit score in Holyoke is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Holyoke, MA Credit Card & Personal Finance Statistics

Holyoke Credit Card Debt


  • Credit Card Debt in Holyoke
    • The estimated average credit card debt for Holyoke residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Holyoke Credit Card Calculator


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Holyoke Credit Scores


  • Credit Scores in Holyoke
    • Residents of Holyoke, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Holyoke, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Holyoke cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Holyoke [4]
    • Holyoke (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Holyoke, MA

Recent credit card complaints originating from consumers in 01040, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 23, 2013
01040
Payoff process
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 24, 2017
01040
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Apr 19, 2016
01040
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 14, 2016
01040
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 27, 2012
01040
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 25, 2014
01040
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 31, 2014
01040
Balance transfer
CITIBANK, N.A.
Closed with explanation
Yes
No

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Local Financial Institutions in Holyoke

Banks in or near Holyoke, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Holyoke produced no matches.

ATMs in or near Holyoke, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Holyoke produced no matches.

Credit Unions in or near Holyoke, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Holyoke produced no matches.

Holyoke, MA Household Income Statistics

Income: Holyoke vs. Massachusetts

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Holyoke, MA Income Breakdown

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Income: Holyoke vs. Nation

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Additional information about Massachusetts

About Holyoke

Holyoke is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 39,880. [6]

MA Credit Cards

Holyoke Credit Cards

For more information about Holyoke credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau