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Comprehensive Local Credit Card Guide

Holyoke Credit Cards

Credit Card Debt in Holyoke

^ Average credit card debt in Holyoke is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Holyoke

^ Based on overall MA data, the credit card delinquency rate in Holyoke is approximately 0.62%. [2]

Credit Scores in Holyoke

^ The average credit score in Holyoke is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Holyoke, MA Credit Card & Personal Finance Statistics

Holyoke Credit Card Debt

  • Credit Card Debt in Holyoke
    • The estimated average credit card debt for Holyoke residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Holyoke Credit Card Calculator

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Holyoke Credit Scores

  • Credit Scores in Holyoke
    • Residents of Holyoke, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Holyoke, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Holyoke cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Holyoke [4]
    • Holyoke (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Holyoke

Holyoke is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 39,880. [6]

MA Credit Cards

Holyoke Credit Cards

For more information about Holyoke credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau