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Comprehensive Local Credit Card Guide

Worcester Credit Cards

Credit Card Debt in Worcester

^ Average credit card debt in Worcester is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Worcester

^ Based on overall MA data, the credit card delinquency rate in Worcester is approximately 0.62%. [2]

Credit Scores in Worcester

^ The average credit score in Worcester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Worcester, MA Credit Card & Personal Finance Statistics

Worcester Credit Card Debt


  • Credit Card Debt in Worcester
    • The estimated average credit card debt for Worcester residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Worcester Credit Card Calculator


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Worcester Credit Scores


  • Credit Scores in Worcester
    • Residents of Worcester, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Worcester, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Worcester cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Worcester [4]
    • Worcester (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Worcester, MA

Recent credit card complaints originating from consumers in 01608, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 27, 2016
01608
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

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Local Financial Institutions in Worcester

Banks in or near Worcester, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Worcester produced no matches.

ATMs in or near Worcester, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Worcester produced no matches.

Credit Unions in or near Worcester, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Worcester produced no matches.

Worcester, MA Household Income Statistics

Income: Worcester vs. Massachusetts

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Worcester, MA Income Breakdown

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Income: Worcester vs. Nation

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Additional information about Massachusetts

About Worcester

Worcester is a city located in Worcester County in the state of Massachusetts, and has a population of approximately 181,045. [6]

MA Credit Cards

Worcester Credit Cards

For more information about Worcester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau