Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Peabody Credit Cards

Credit Card Debt in Peabody

^ Average credit card debt in Peabody is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Peabody

^ Based on overall MA data, the credit card delinquency rate in Peabody is approximately 0.62%. [2]

Credit Scores in Peabody

^ The average credit score in Peabody is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Peabody, MA Credit Card & Personal Finance Statistics

Peabody Credit Card Debt


  • Credit Card Debt in Peabody
    • The estimated average credit card debt for Peabody residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Peabody Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Peabody Credit Scores


  • Credit Scores in Peabody
    • Residents of Peabody, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Peabody, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Peabody cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Peabody [4]
    • Peabody (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Peabody, MA

Recent credit card complaints originating from consumers in 01960, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 31, 2012
01960
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 21, 2016
01960
Delinquent account
Experian Information Solutions Inc.
Closed with explanation
Yes
No
Apr 29, 2016
01960
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 7, 2013
01960
Customer service / Customer relations
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Feb 24, 2012
01960
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Apr 14, 2016
01960
Other fee
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Apr 19, 2014
01960
Payoff process
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Jan 28, 2013
01960
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Feb 23, 2015
01960
Credit line increase/decrease
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 2, 2012
01960
Forbearance / Workout plans
JPMORGAN CHASE & CO.
Closed with relief
Yes
No

CIT Savings Builder

Local Financial Institutions in Peabody

Banks in or near Peabody, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Peabody produced no matches.

ATMs in or near Peabody, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Peabody produced no matches.

Credit Unions in or near Peabody, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Peabody produced no matches.

Peabody, MA Household Income Statistics

Income: Peabody vs. Massachusetts

Sorry, data is not currently available.
Please check back later.


Peabody, MA Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: Peabody vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Massachusetts

About Peabody

Peabody is a city located in Essex County in the state of Massachusetts, and has a population of approximately 51,251. [6]

MA Credit Cards

Peabody Credit Cards

For more information about Peabody credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MA

ZIP Codes in Massachusetts


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau