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Comprehensive Local Credit Card Guide

Credit Cards in 01202 (Pittsfield, MA)

Credit Card Debt in 01202

^ Average credit card debt in 01202 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01202

^ Based on overall Massachusetts data, the credit card delinquency rate in Pittsfield is approximately 0.62%. [2]

Credit Scores in 01202

^ The average credit score in Pittsfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01202

Credit Card Debt in 01202


  • 01202 Credit Card Debt
    • The estimated average credit card debt for 01202 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01202


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01202 Credit Scores


  • Credit Scores in 01202
    • Residents of 01202 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01202 (Pittsfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01202 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01202 [4]
    • 01202 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01202 (Pittsfield, MA)

Recent credit card complaints originating from consumers in 01202, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 12, 2017
01202
Delinquent account
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 24, 2017
01202
Bankruptcy
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 15, 2014
01202
Rewards
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Nov 9, 2016
01202
Other
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Aug 13, 2015
01202
Credit card protection / Debt protection
TD BANK US HOLDING COMPANY
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 01202

Banks in or near 01202 (Pittsfield, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01202 produced no matches.

ATMs in or near 01202 (Pittsfield, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01202 produced no matches.

Credit Unions in or near 01202 (Pittsfield, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01202 produced no matches.

Household Income Statistics in 01202

Income: 01202 vs. Massachusetts

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Income Breakdown in 01202

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Income: 01202 vs. Nation

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Additional information about Massachusetts

About 01202

01202 is associated with the city of Pittsfield, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01202 Credit Cards

For more information about 01202 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau