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Comprehensive Local Credit Card Guide

Credit Cards in 01253 (Otis, MA)

Credit Card Debt in 01253

^ Average credit card debt in 01253 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01253

^ Based on overall Massachusetts data, the credit card delinquency rate in Otis is approximately 0.62%. [2]

Credit Scores in 01253

^ The average credit score in Otis is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01253

Credit Card Debt in 01253


  • 01253 Credit Card Debt
    • The estimated average credit card debt for 01253 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01253


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01253 Credit Scores


  • Credit Scores in 01253
    • Residents of 01253 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01253 (Otis, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01253 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01253 [4]
    • 01253 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 01253

01253 is associated with the city of Otis, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01253 Credit Cards

For more information about 01253 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau