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Comprehensive Local Credit Card Guide

Credit Cards in 01520 (Holden, MA)

Credit Card Debt in 01520

^ Average credit card debt in 01520 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01520

^ Based on overall Massachusetts data, the credit card delinquency rate in Holden is approximately 0.62%. [2]

Credit Scores in 01520

^ The average credit score in Holden is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01520

Credit Card Debt in 01520

  • 01520 Credit Card Debt
    • The estimated average credit card debt for 01520 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01520

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01520 Credit Scores

  • Credit Scores in 01520
    • Residents of 01520 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01520 (Holden, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01520 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01520 [4]
    • 01520 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01520 (Holden, MA)

Recent credit card complaints originating from consumers in 01520, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01520

Complaint Issue Number of Complaints*
Improper use of your report 21
Incorrect information on your report 8
Attempts to collect debt not owed 3
Managing an account 3
Other features, terms, or problems 2
Other 8
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01520

01520 is associated with the city of Holden, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01520 Credit Cards

For more information about 01520 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01520

6. ^ United States Census Bureau