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Comprehensive Local Credit Card Guide

Credit Cards in 01810 (Andover, MA)

Credit Card Debt in 01810

^ Average credit card debt in 01810 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01810

^ Based on overall Massachusetts data, the credit card delinquency rate in Andover is approximately 0.62%. [2]

Credit Scores in 01810

^ The average credit score in Andover is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01810

Credit Card Debt in 01810


  • 01810 Credit Card Debt
    • The estimated average credit card debt for 01810 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01810


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01810 Credit Scores


  • Credit Scores in 01810
    • Residents of 01810 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01810 (Andover, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01810 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01810 [4]
    • 01810 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01810 (Andover, MA)

Recent credit card complaints originating from consumers in 01810, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01810

Complaint Issue Number of Complaints*
Incorrect information on your report 41
Improper use of your report 30
Problem with a company's investigation into an existing problem 12
Problem with a credit reporting company's investigation 12
Attempts to collect debt not owed 10
Other 51
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01810

01810 is associated with the city of Andover, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

01810 Credit Cards

For more information about 01810 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01810

6. ^ United States Census Bureau