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Comprehensive Local Credit Card Guide

Credit Cards in 02127 (Boston, MA)

Credit Card Debt in 02127

^ Average credit card debt in 02127 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02127

^ Based on overall Massachusetts data, the credit card delinquency rate in Boston is approximately 0.62%. [2]

Credit Scores in 02127

^ The average credit score in Boston is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02127

Credit Card Debt in 02127


  • 02127 Credit Card Debt
    • The estimated average credit card debt for 02127 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02127


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02127 Credit Scores


  • Credit Scores in 02127
    • Residents of 02127 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02127 (Boston, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02127 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02127 [4]
    • 02127 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02127 (Boston, MA)

Recent credit card complaints originating from consumers in 02127, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 19, 2014
02127
Other fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 19, 2012
02127
Billing disputes
BARCLAYS BANK DELAWARE
Closed without relief
Yes
Yes
Jan 23, 2016
02127
Billing statement
DISCOVER BANK
Closed with explanation
Yes
No
Apr 18, 2014
02127
Payoff process
DISCOVER BANK
Closed with explanation
Yes
No
Oct 22, 2013
02127
Delinquent account
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 8, 2014
02127
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 10, 2012
02127
Late fee
CITIBANK, N.A.
Closed with relief
Yes
No
Nov 20, 2014
02127
Transaction issue
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No

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Local financial institutions in or near 02127

Banks in or near 02127 (Boston, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02127 produced no matches.

ATMs in or near 02127 (Boston, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02127 produced no matches.

Credit Unions in or near 02127 (Boston, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02127 produced no matches.

Household Income Statistics in 02127

Income: 02127 vs. Massachusetts

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Income Breakdown in 02127

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Income: 02127 vs. Nation

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Additional information about Massachusetts

About 02127

02127 is associated with the city of Boston, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02127 Credit Cards

For more information about 02127 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau