Comprehensive Local Credit Card Guide

Credit Cards in 02127 (Boston, MA)

Credit Card Debt in 02127

^ Average credit card debt in 02127 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 02127

^ Based on overall Massachusetts data, the credit card delinquency rate in Boston is approximately 0.62%. ^[2]

Credit Scores in 02127

^ The average credit score in Boston is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 02127

Credit Card Debt in 02127

02127 Credit Card Debt
- The estimated average credit card debt for 02127 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 02127

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02127 Credit Scores

Credit Scores in 02127
- Residents of 02127 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 02127 (Boston, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 02127 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 02127 ^[4]
- 02127 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 02127 (Boston, MA)

Recent credit card complaints originating from consumers in 02127, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Aug 19, 2014	02127	Other fee	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Jan 19, 2012	02127	Billing disputes	BARCLAYS BANK DELAWARE	Closed without relief	Yes	Yes
Jan 23, 2016	02127	Billing statement	DISCOVER BANK	Closed with explanation	Yes	No
Apr 18, 2014	02127	Payoff process	DISCOVER BANK	Closed with explanation	Yes	No
Oct 22, 2013	02127	Delinquent account	CITIBANK, N.A.	Closed with explanation	Yes	No
Jan 8, 2014	02127	Credit line increase/decrease	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Mar 10, 2012	02127	Late fee	CITIBANK, N.A.	Closed with relief	Yes	No
Nov 20, 2014	02127	Transaction issue	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No

Local financial institutions in or near 02127

Banks in or near 02127 (Boston, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

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ATMs in or near 02127 (Boston, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 02127 produced no matches.

Credit Unions in or near 02127 (Boston, MA)

Local credit unions offering financial products to residents of the community.

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Household Income Statistics in 02127

Income: 02127 vs. Massachusetts

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Income Breakdown in 02127

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Income: 02127 vs. Nation

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Additional information about Massachusetts

About 02127

02127 is associated with the city of Boston, which is located in Suffolk County in the state of Massachusetts. ^[6]

02127 Credit Cards

For more information about 02127 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau