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Comprehensive Local Credit Card Guide

Lawrence Credit Cards

Credit Card Debt in Lawrence

^ Average credit card debt in Lawrence is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Lawrence

^ Based on overall MA data, the credit card delinquency rate in Lawrence is approximately 0.62%. [2]

Credit Scores in Lawrence

^ The average credit score in Lawrence is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Lawrence, MA Credit Card & Personal Finance Statistics

Lawrence Credit Card Debt


  • Credit Card Debt in Lawrence
    • The estimated average credit card debt for Lawrence residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Lawrence Credit Card Calculator


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Lawrence Credit Scores


  • Credit Scores in Lawrence
    • Residents of Lawrence, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Lawrence, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Lawrence cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lawrence [4]
    • Lawrence (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Lawrence

Lawrence is a city located in Essex County in the state of Massachusetts, and has a population of approximately 76,377. [6]

MA Credit Cards

Lawrence Credit Cards

For more information about Lawrence credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau