Credit Card & Personal Finance Statistics in 02139
Credit Card Debt in 02139
- 02139 Credit Card Debt
-
- The estimated average credit card debt for 02139 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02139
02139 Credit Scores
- Credit Scores in 02139
-
- Residents of 02139 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02139 (Cambridge, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02139 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02139 [4]
-
- 02139 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02139 (Cambridge, MA)
Recent credit card complaints originating from consumers in 02139, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02139
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
191 |
| Problem with a company's investigation into an existing problem |
61 |
| Attempts to collect debt not owed |
32 |
| Improper use of your report |
28 |
| Managing an account |
12 |
| Other |
120 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02139
02139 is associated with the city of Cambridge, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
