Credit Card & Personal Finance Statistics in 02143
Credit Card Debt in 02143
- 02143 Credit Card Debt
-
- The estimated average credit card debt for 02143 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02143
02143 Credit Scores
- Credit Scores in 02143
-
- Residents of 02143 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02143 (Somerville, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02143 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02143 [4]
-
- 02143 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02143 (Somerville, MA)
Recent credit card complaints originating from consumers in 02143, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02143
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
87 |
| Improper use of your report |
22 |
| Managing an account |
18 |
| Problem with a credit reporting company's investigation |
9 |
| Dealing with your lender or servicer |
8 |
| Other |
64 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02143
02143 is associated with the city of Somerville, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
