Comprehensive Local Credit Card Guide

Credit Cards in 12184 (Valatie, NY)

Credit Card Debt in 12184

^ Average credit card debt in 12184 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12184

^ Based on overall New York data, the credit card delinquency rate in Valatie is approximately 0.59%. ^[2]

Credit Scores in 12184

^ The average credit score in Valatie is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12184

Credit Card Debt in 12184

12184 Credit Card Debt
- The estimated average credit card debt for 12184 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12184

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12184 Credit Scores

Credit Scores in 12184
- Residents of 12184 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12184 (Valatie, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12184 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12184 ^[4]
- 12184 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12184 (Valatie, NY)

Recent credit card complaints originating from consumers in 12184, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12184

Complaint Issue	Number of Complaints*
Fraud or scam	1
Problem with a purchase shown on your statement	1
Written notification about debt	1

* Total 2021 - 2024 (current)

Additional information about New York

About 12184

12184 is associated with the city of Valatie, which is located in Columbia County in the state of New York. ^[6]

12184 Credit Cards

For more information about 12184 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12184

6. ^ United States Census Bureau