Comprehensive Local Credit Card Guide

Credit Cards in 13042 (Cleveland, NY)

Credit Card Debt in 13042

^ Average credit card debt in 13042 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 13042

^ Based on overall New York data, the credit card delinquency rate in Cleveland is approximately 0.59%. ^[2]

Credit Scores in 13042

^ The average credit score in Cleveland is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 13042

Credit Card Debt in 13042

13042 Credit Card Debt
- The estimated average credit card debt for 13042 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 13042

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

13042 Credit Scores

Credit Scores in 13042
- Residents of 13042 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 13042 (Cleveland, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 13042 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 13042 ^[4]
- 13042 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 13042 (Cleveland, NY)

Recent credit card complaints originating from consumers in 13042, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 13042

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about New York

About 13042

13042 is associated with the city of Cleveland, which is located in Oswego County in the state of New York. ^[6]

13042 Credit Cards

For more information about 13042 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau