Credit Card & Personal Finance Statistics in 02865
Credit Card Debt in 02865
- 02865 Credit Card Debt
-
- The estimated average credit card debt for 02865 residents is $5,102. [1]
- Average credit card debt amount in Rhode Island (all cities) is
3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02865
02865 Credit Scores
- Credit Scores in 02865
-
- Residents of 02865 (RI) have an estimated average credit score of 704. [3]
- The average credit score in Rhode Island (all cities) is
1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]
More 02865 (Lincoln, RI) Credit Stats
- Credit card delinquency rates in Rhode Island [2]
-
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 02865 who are more than 90 days late on payments
-
- Rhode Island Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02865 [4]
-
- 02865 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02865 (Lincoln, RI)
Recent credit card complaints originating from consumers in 02865, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02865
Complaint Issue |
Number of Complaints* |
Improper use of your report |
6 |
Incorrect information on your report |
5 |
Closing an account |
3 |
Attempts to collect debt not owed |
2 |
Managing an account |
2 |
Other |
6 |
* Total 2021 - 2024 (current)
Additional information about Rhode Island
About 02865
02865 is associated with the city of Lincoln, which is located in Providence County in the state of Rhode Island. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Rhode Island
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax