Credit Card & Personal Finance Statistics in 02896
Credit Card Debt in 02896
- 02896 Credit Card Debt
-
- The estimated average credit card debt for 02896 residents is $5,102. [1]
- Average credit card debt amount in Rhode Island (all cities) is
3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02896
02896 Credit Scores
- Credit Scores in 02896
-
- Residents of 02896 (RI) have an estimated average credit score of 704. [3]
- The average credit score in Rhode Island (all cities) is
1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]
More 02896 (North Smithfield, RI) Credit Stats
- Credit card delinquency rates in Rhode Island [2]
-
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 02896 who are more than 90 days late on payments
-
- Rhode Island Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02896 [4]
-
- 02896 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02896 (North Smithfield, RI)
Recent credit card complaints originating from consumers in 02896, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02896
| Complaint Issue |
Number of Complaints* |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Attempts to collect debt not owed |
1 |
| Dealing with your lender or servicer |
1 |
| Getting a credit card |
1 |
| Managing an account |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Rhode Island
About 02896
02896 is associated with the city of North Smithfield, which is located in Providence County in the state of Rhode Island. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Rhode Island
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
