Comprehensive Local Credit Card Guide

Credit Cards in 02907 (Providence, RI)

Credit Card Debt in 02907

^ Average credit card debt in 02907 is approximately $5,102, based on overall Rhode Island data. ^[1]

Credit Card Delinquency in 02907

^ Based on overall Rhode Island data, the credit card delinquency rate in Providence is approximately 0.57%. ^[2]

Credit Scores in 02907

^ The average credit score in Providence is approximately 704, based on collective Rhode Island data. ^[3]

Credit Card & Personal Finance Statistics in 02907

Credit Card Debt in 02907

02907 Credit Card Debt
- The estimated average credit card debt for 02907 residents is $5,102. ^[1]
- Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 02907

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02907 Credit Scores

Credit Scores in 02907
- Residents of 02907 (RI) have an estimated average credit score of 704. ^[3]
- The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. ^[3]

More 02907 (Providence, RI) Credit Stats

Credit card delinquency rates in Rhode Island ^[2]
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 02907 who are more than 90 days late on payments
- Rhode Island Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 02907 ^[4]
- 02907 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 02907 (Providence, RI)

Recent credit card complaints originating from consumers in 02907, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 02907

Complaint Issue	Number of Complaints*
Improper use of your report	213
Incorrect information on your report	151
Problem with a credit reporting company's investigation	85
Problem with a company's investigation into an existing problem	22
Unable to get your credit report or credit score	8
Other	28

* Total 2021 - 2024 (current)

Additional information about Rhode Island

About 02907

02907 is associated with the city of Providence, which is located in Providence County in the state of Rhode Island. ^[6]

02907 Credit Cards

For more information about 02907 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Rhode Island

Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau