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Comprehensive Local Credit Card Guide

Credit Cards in 02920 (Cranston, RI)

Credit Card Debt in 02920

^ Average credit card debt in 02920 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02920

^ Based on overall Rhode Island data, the credit card delinquency rate in Cranston is approximately 0.57%. [2]

Credit Scores in 02920

^ The average credit score in Cranston is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02920

Credit Card Debt in 02920


  • 02920 Credit Card Debt
    • The estimated average credit card debt for 02920 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02920


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02920 Credit Scores


  • Credit Scores in 02920
    • Residents of 02920 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02920 (Cranston, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02920 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02920 [4]
    • 02920 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02920 (Cranston, RI)

Recent credit card complaints originating from consumers in 02920, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 29, 2016
02920
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 6, 2017
02920
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Nov 13, 2015
02920
Delinquent account
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 7, 2017
02920
Identity theft / Fraud / Embezzlement
DISCOVER BANK
Closed with explanation
Yes
No
Dec 10, 2014
02920
Closing/Cancelling account
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
Jan 30, 2015
02920
Customer service / Customer relations
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Feb 14, 2013
02920
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 27, 2012
02920
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 18, 2014
02920
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
May 31, 2016
02920
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 25, 2012
02920
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes

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Local financial institutions in or near 02920

Banks in or near 02920 (Cranston, RI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02920 produced no matches.

ATMs in or near 02920 (Cranston, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02920 produced no matches.

Credit Unions in or near 02920 (Cranston, RI)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02920 produced no matches.

Household Income Statistics in 02920

Income: 02920 vs. Rhode Island

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Income Breakdown in 02920

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Income: 02920 vs. Nation

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Additional information about Rhode Island

About 02920

02920 is associated with the city of Cranston, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02920 Credit Cards

For more information about 02920 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau