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Comprehensive Local Credit Card Guide

Credit Cards in 01001 (Agawam, MA)

Credit Card Debt in 01001

^ Average credit card debt in 01001 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01001

^ Based on overall Massachusetts data, the credit card delinquency rate in Agawam is approximately 0.62%. [2]

Credit Scores in 01001

^ The average credit score in Agawam is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01001

Credit Card Debt in 01001


  • 01001 Credit Card Debt
    • The estimated average credit card debt for 01001 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01001


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01001 Credit Scores


  • Credit Scores in 01001
    • Residents of 01001 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01001 (Agawam, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01001 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01001 [4]
    • 01001 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01001 (Agawam, MA)

Recent credit card complaints originating from consumers in 01001, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01001

Complaint Issue Number of Complaints*
Improper use of your report 22
Incorrect information on your report 18
Problem with a credit reporting company's investigation 2
Attempts to collect debt not owed 1
Managing an account 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01001

01001 is associated with the city of Agawam, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01001 Credit Cards

For more information about 01001 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01001

6. ^ United States Census Bureau