Credit Card & Personal Finance Statistics in 01040
Credit Card Debt in 01040
- 01040 Credit Card Debt
-
- The estimated average credit card debt for 01040 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01040
01040 Credit Scores
- Credit Scores in 01040
-
- Residents of 01040 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01040 (Holyoke, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01040 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01040 [4]
-
- 01040 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01040 (Holyoke, MA)
Recent credit card complaints originating from consumers in 01040, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01040
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
54 |
| Problem with a company's investigation into an existing problem |
39 |
| Improper use of your report |
34 |
| Problem with a credit reporting company's investigation |
19 |
| Written notification about debt |
11 |
| Other |
51 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01040
01040 is associated with the city of Holyoke, which is located in Hampden County in the state of Massachusetts. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
