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Comprehensive Local Credit Card Guide

Credit Cards in 01056 (Ludlow, MA)

Credit Card Debt in 01056

^ Average credit card debt in 01056 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01056

^ Based on overall Massachusetts data, the credit card delinquency rate in Ludlow is approximately 0.62%. [2]

Credit Scores in 01056

^ The average credit score in Ludlow is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01056

Credit Card Debt in 01056

  • 01056 Credit Card Debt
    • The estimated average credit card debt for 01056 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01056

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01056 Credit Scores

  • Credit Scores in 01056
    • Residents of 01056 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01056 (Ludlow, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01056 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01056 [4]
    • 01056 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01056 (Ludlow, MA)

Recent credit card complaints originating from consumers in 01056, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01056

Complaint Issue Number of Complaints*
Incorrect information on your report 14
Improper use of your report 8
Struggling to pay mortgage 4
Credit monitoring or identity theft protection services 3
Managing an account 3
Other 13
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01056

01056 is associated with the city of Ludlow, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01056 Credit Cards

For more information about 01056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01056

6. ^ United States Census Bureau