Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01086 (Westfield, MA)

Credit Card Debt in 01086

^ Average credit card debt in 01086 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01086

^ Based on overall Massachusetts data, the credit card delinquency rate in Westfield is approximately 0.62%. [2]

Credit Scores in 01086

^ The average credit score in Westfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01086

Credit Card Debt in 01086


  • 01086 Credit Card Debt
    • The estimated average credit card debt for 01086 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01086


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01086 Credit Scores


  • Credit Scores in 01086
    • Residents of 01086 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01086 (Westfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01086 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01086 [4]
    • 01086 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01086 (Westfield, MA)

Recent credit card complaints originating from consumers in 01086, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01086

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01086

01086 is associated with the city of Westfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01086 Credit Cards

For more information about 01086 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01086

6. ^ United States Census Bureau