Comprehensive Local Credit Card Guide

Credit Cards in 01097 (Woronoco, MA)

Credit Card Debt in 01097

^ Average credit card debt in 01097 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01097

^ Based on overall Massachusetts data, the credit card delinquency rate in Woronoco is approximately 0.62%. ^[2]

Credit Scores in 01097

^ The average credit score in Woronoco is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01097

Credit Card Debt in 01097

01097 Credit Card Debt
- The estimated average credit card debt for 01097 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01097

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

01097 Credit Scores

Credit Scores in 01097
- Residents of 01097 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01097 (Woronoco, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01097 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01097 ^[4]
- 01097 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01097 (Woronoco, MA)

Recent credit card complaints originating from consumers in 01097, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01097

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01097

01097 is associated with the city of Woronoco, which is located in Hampden County in the state of Massachusetts. ^[6]

01097 Credit Cards

For more information about 01097 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01097

6. ^ United States Census Bureau