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Comprehensive Local Credit Card Guide

Credit Cards in 01115 (Springfield, MA)

Credit Card Debt in 01115

^ Average credit card debt in 01115 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01115

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01115

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01115

Credit Card Debt in 01115


  • 01115 Credit Card Debt
    • The estimated average credit card debt for 01115 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01115


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01115 Credit Scores


  • Credit Scores in 01115
    • Residents of 01115 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01115 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01115 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01115 [4]
    • 01115 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01115 (Springfield, MA)

Recent credit card complaints originating from consumers in 01115, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01115

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 5
Incorrect information on your report 4
Problem with a credit reporting company's investigation 1
Unable to get your credit report or credit score 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01115

01115 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01115 Credit Cards

For more information about 01115 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01115

6. ^ United States Census Bureau