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Comprehensive Local Credit Card Guide

Credit Cards in 01227 (Dalton, MA)

Credit Card Debt in 01227

^ Average credit card debt in 01227 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01227

^ Based on overall Massachusetts data, the credit card delinquency rate in Dalton is approximately 0.62%. [2]

Credit Scores in 01227

^ The average credit score in Dalton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01227

Credit Card Debt in 01227

  • 01227 Credit Card Debt
    • The estimated average credit card debt for 01227 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01227

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01227 Credit Scores

  • Credit Scores in 01227
    • Residents of 01227 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01227 (Dalton, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01227 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01227 [4]
    • 01227 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01227 (Dalton, MA)

Recent credit card complaints originating from consumers in 01227, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01227

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 2
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01227

01227 is associated with the city of Dalton, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01227 Credit Cards

For more information about 01227 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01227

6. ^ United States Census Bureau