Credit Card & Personal Finance Statistics in 01240
Credit Card Debt in 01240
- 01240 Credit Card Debt
-
- The estimated average credit card debt for 01240 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01240
01240 Credit Scores
- Credit Scores in 01240
-
- Residents of 01240 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01240 (Lenox, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01240 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01240 [4]
-
- 01240 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01240 (Lenox, MA)
Recent credit card complaints originating from consumers in 01240, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01240
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Incorrect information on your report |
3 |
| Dealing with your lender or servicer |
2 |
| Attempts to collect debt not owed |
1 |
| Fees or interest |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01240
01240 is associated with the city of Lenox, which is located in Berkshire County in the state of Massachusetts. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
