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Comprehensive Local Credit Card Guide

Credit Cards in 01432 (Ayer, MA)

Credit Card Debt in 01432

^ Average credit card debt in 01432 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01432

^ Based on overall Massachusetts data, the credit card delinquency rate in Ayer is approximately 0.62%. [2]

Credit Scores in 01432

^ The average credit score in Ayer is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01432

Credit Card Debt in 01432


  • 01432 Credit Card Debt
    • The estimated average credit card debt for 01432 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01432


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01432 Credit Scores


  • Credit Scores in 01432
    • Residents of 01432 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01432 (Ayer, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01432 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01432 [4]
    • 01432 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 01432

01432 is associated with the city of Ayer, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01432 Credit Cards

For more information about 01432 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau