Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01605 (Worcester, MA)

Credit Card Debt in 01605

^ Average credit card debt in 01605 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01605

^ Based on overall Massachusetts data, the credit card delinquency rate in Worcester is approximately 0.62%. [2]

Credit Scores in 01605

^ The average credit score in Worcester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01605

Credit Card Debt in 01605


  • 01605 Credit Card Debt
    • The estimated average credit card debt for 01605 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01605


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01605 Credit Scores


  • Credit Scores in 01605
    • Residents of 01605 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01605 (Worcester, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01605 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01605 [4]
    • 01605 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01605 (Worcester, MA)

Recent credit card complaints originating from consumers in 01605, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01605

Complaint Issue Number of Complaints*
Improper use of your report 35
Incorrect information on your report 27
Problem with a credit reporting company's investigation 23
Managing an account 10
Attempts to collect debt not owed 9
Other 55
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01605

01605 is associated with the city of Worcester, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01605 Credit Cards

For more information about 01605 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01605

6. ^ United States Census Bureau