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Comprehensive Local Credit Card Guide

Credit Cards in 01801 (Woburn, MA)

Credit Card Debt in 01801

^ Average credit card debt in 01801 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01801

^ Based on overall Massachusetts data, the credit card delinquency rate in Woburn is approximately 0.62%. [2]

Credit Scores in 01801

^ The average credit score in Woburn is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01801

Credit Card Debt in 01801


  • 01801 Credit Card Debt
    • The estimated average credit card debt for 01801 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01801


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01801 Credit Scores


  • Credit Scores in 01801
    • Residents of 01801 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01801 (Woburn, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01801 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01801 [4]
    • 01801 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01801 (Woburn, MA)

Recent credit card complaints originating from consumers in 01801, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01801

Complaint Issue Number of Complaints*
Incorrect information on your report 123
Improper use of your report 122
Problem with a company's investigation into an existing problem 54
Problem with a credit reporting company's investigation 31
Attempts to collect debt not owed 28
Other 84
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01801

01801 is associated with the city of Woburn, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01801 Credit Cards

For more information about 01801 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01801

6. ^ United States Census Bureau