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Comprehensive Local Credit Card Guide

Credit Cards in 01826 (Dracut, MA)

Credit Card Debt in 01826

^ Average credit card debt in 01826 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01826

^ Based on overall Massachusetts data, the credit card delinquency rate in Dracut is approximately 0.62%. [2]

Credit Scores in 01826

^ The average credit score in Dracut is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01826

Credit Card Debt in 01826

  • 01826 Credit Card Debt
    • The estimated average credit card debt for 01826 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01826

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01826 Credit Scores

  • Credit Scores in 01826
    • Residents of 01826 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01826 (Dracut, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01826 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01826 [4]
    • 01826 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01826 (Dracut, MA)

Recent credit card complaints originating from consumers in 01826, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01826

Complaint Issue Number of Complaints*
Improper use of your report 39
Incorrect information on your report 35
Problem with a company's investigation into an existing problem 14
Took or threatened to take negative or legal action 10
Attempts to collect debt not owed 5
Other 24
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01826

01826 is associated with the city of Dracut, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01826 Credit Cards

For more information about 01826 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01826

6. ^ United States Census Bureau