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Comprehensive Local Credit Card Guide

Credit Cards in 01832 (Haverhill, MA)

Credit Card Debt in 01832

^ Average credit card debt in 01832 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01832

^ Based on overall Massachusetts data, the credit card delinquency rate in Haverhill is approximately 0.62%. [2]

Credit Scores in 01832

^ The average credit score in Haverhill is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01832

Credit Card Debt in 01832

  • 01832 Credit Card Debt
    • The estimated average credit card debt for 01832 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01832

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01832 Credit Scores

  • Credit Scores in 01832
    • Residents of 01832 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01832 (Haverhill, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01832 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01832 [4]
    • 01832 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01832 (Haverhill, MA)

Recent credit card complaints originating from consumers in 01832, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01832

Complaint Issue Number of Complaints*
Improper use of your report 47
Incorrect information on your report 46
Problem with a company's investigation into an existing problem 23
Problem with a credit reporting company's investigation 17
Managing an account 6
Other 19
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01832

01832 is associated with the city of Haverhill, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

01832 Credit Cards

For more information about 01832 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01832

6. ^ United States Census Bureau