Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01840 (Lawrence, MA)

Credit Card Debt in 01840

^ Average credit card debt in 01840 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01840

^ Based on overall Massachusetts data, the credit card delinquency rate in Lawrence is approximately 0.62%. [2]

Credit Scores in 01840

^ The average credit score in Lawrence is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01840

Credit Card Debt in 01840


  • 01840 Credit Card Debt
    • The estimated average credit card debt for 01840 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01840


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01840 Credit Scores


  • Credit Scores in 01840
    • Residents of 01840 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01840 (Lawrence, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01840 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01840 [4]
    • 01840 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01840 (Lawrence, MA)

Recent credit card complaints originating from consumers in 01840, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01840

Complaint Issue Number of Complaints*
Incorrect information on your report 164
Improper use of your report 79
Problem with a company's investigation into an existing problem 7
Fraud or scam 1
Managing an account 1
Other 3
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01840

01840 is associated with the city of Lawrence, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

01840 Credit Cards

For more information about 01840 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01840

6. ^ United States Census Bureau