Credit Card & Personal Finance Statistics in 02140
Credit Card Debt in 02140
- 02140 Credit Card Debt
-
- The estimated average credit card debt for 02140 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02140
02140 Credit Scores
- Credit Scores in 02140
-
- Residents of 02140 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02140 (Cambridge, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02140 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02140 [4]
-
- 02140 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02140 (Cambridge, MA)
Recent credit card complaints originating from consumers in 02140, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02140
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
55 |
| Incorrect information on your report |
55 |
| Problem with a credit reporting company's investigation |
9 |
| Managing an account |
8 |
| Problem with a purchase shown on your statement |
8 |
| Other |
70 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02140
02140 is associated with the city of Cambridge, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
