Credit Card & Personal Finance Statistics in 02145
Credit Card Debt in 02145
- 02145 Credit Card Debt
-
- The estimated average credit card debt for 02145 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02145
02145 Credit Scores
- Credit Scores in 02145
-
- Residents of 02145 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02145 (Somerville, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02145 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02145 [4]
-
- 02145 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02145 (Somerville, MA)
Recent credit card complaints originating from consumers in 02145, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02145
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
70 |
| Improper use of your report |
59 |
| Problem with a credit reporting company's investigation |
25 |
| Problem with a company's investigation into an existing problem |
21 |
| Managing an account |
12 |
| Other |
90 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02145
02145 is associated with the city of Somerville, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
