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Comprehensive Local Credit Card Guide

Credit Cards in 02155 (Medford, MA)

Credit Card Debt in 02155

^ Average credit card debt in 02155 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02155

^ Based on overall Massachusetts data, the credit card delinquency rate in Medford is approximately 0.62%. [2]

Credit Scores in 02155

^ The average credit score in Medford is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02155

Credit Card Debt in 02155


  • 02155 Credit Card Debt
    • The estimated average credit card debt for 02155 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02155


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02155 Credit Scores


  • Credit Scores in 02155
    • Residents of 02155 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02155 (Medford, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02155 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02155 [4]
    • 02155 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02155 (Medford, MA)

Recent credit card complaints originating from consumers in 02155, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02155

Complaint Issue Number of Complaints*
Incorrect information on your report 134
Improper use of your report 68
Problem with a company's investigation into an existing problem 52
Problem with a credit reporting company's investigation 37
Attempts to collect debt not owed 22
Other 119
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02155

02155 is associated with the city of Medford, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

02155 Credit Cards

For more information about 02155 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02155

6. ^ United States Census Bureau