Credit Card & Personal Finance Statistics in 02176
Credit Card Debt in 02176
- 02176 Credit Card Debt
-
- The estimated average credit card debt for 02176 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02176
02176 Credit Scores
- Credit Scores in 02176
-
- Residents of 02176 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02176 (Melrose, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02176 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02176 [4]
-
- 02176 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02176 (Melrose, MA)
Recent credit card complaints originating from consumers in 02176, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02176
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
23 |
| Incorrect information on your report |
15 |
| Managing an account |
11 |
| Problem with a company's investigation into an existing problem |
8 |
| Dealing with your lender or servicer |
7 |
| Other |
52 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02176
02176 is associated with the city of Melrose, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
