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Comprehensive Local Credit Card Guide

Credit Cards in 02176 (Melrose, MA)

Credit Card Debt in 02176

^ Average credit card debt in 02176 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02176

^ Based on overall Massachusetts data, the credit card delinquency rate in Melrose is approximately 0.62%. [2]

Credit Scores in 02176

^ The average credit score in Melrose is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02176

Credit Card Debt in 02176


  • 02176 Credit Card Debt
    • The estimated average credit card debt for 02176 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02176


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02176 Credit Scores


  • Credit Scores in 02176
    • Residents of 02176 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02176 (Melrose, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02176 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02176 [4]
    • 02176 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 02176

02176 is associated with the city of Melrose, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

02176 Credit Cards

For more information about 02176 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau