Credit Card & Personal Finance Statistics in 02863
Credit Card Debt in 02863
- 02863 Credit Card Debt
-
- The estimated average credit card debt for 02863 residents is $5,102. [1]
- Average credit card debt amount in Rhode Island (all cities) is
3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02863
02863 Credit Scores
- Credit Scores in 02863
-
- Residents of 02863 (RI) have an estimated average credit score of 704. [3]
- The average credit score in Rhode Island (all cities) is
1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]
More 02863 (Central Falls, RI) Credit Stats
- Credit card delinquency rates in Rhode Island [2]
-
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 02863 who are more than 90 days late on payments
-
- Rhode Island Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02863 [4]
-
- 02863 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02863 (Central Falls, RI)
Recent credit card complaints originating from consumers in 02863, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02863
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
16 |
| Improper use of your report |
15 |
| Attempts to collect debt not owed |
10 |
| Problem with a credit reporting company's investigation |
6 |
| Closing an account |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Rhode Island
About 02863
02863 is associated with the city of Central Falls, which is located in Providence County in the state of Rhode Island. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Rhode Island
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
