Credit Card & Personal Finance Statistics in 02904
Credit Card Debt in 02904
- 02904 Credit Card Debt
-
- The estimated average credit card debt for 02904 residents is $5,102. [1]
- Average credit card debt amount in Rhode Island (all cities) is
3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02904
02904 Credit Scores
- Credit Scores in 02904
-
- Residents of 02904 (RI) have an estimated average credit score of 704. [3]
- The average credit score in Rhode Island (all cities) is
1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]
More 02904 (Providence, RI) Credit Stats
- Credit card delinquency rates in Rhode Island [2]
-
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 02904 who are more than 90 days late on payments
-
- Rhode Island Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02904 [4]
-
- 02904 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02904 (Providence, RI)
Recent credit card complaints originating from consumers in 02904, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02904
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
92 |
Improper use of your report |
67 |
Problem with a credit reporting company's investigation |
20 |
Attempts to collect debt not owed |
19 |
Written notification about debt |
16 |
Other |
60 |
* Total 2021 - 2024 (current)
Additional information about Rhode Island
About 02904
02904 is associated with the city of Providence, which is located in Providence County in the state of Rhode Island. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Rhode Island
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax