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Comprehensive Local Credit Card Guide

Credit Cards in 01069 (Palmer, MA)

Credit Card Debt in 01069

^ Average credit card debt in 01069 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01069

^ Based on overall Massachusetts data, the credit card delinquency rate in Palmer is approximately 0.62%. [2]

Credit Scores in 01069

^ The average credit score in Palmer is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01069

Credit Card Debt in 01069

  • 01069 Credit Card Debt
    • The estimated average credit card debt for 01069 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01069

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01069 Credit Scores

  • Credit Scores in 01069
    • Residents of 01069 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01069 (Palmer, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01069 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01069 [4]
    • 01069 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01069 (Palmer, MA)

Recent credit card complaints originating from consumers in 01069, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01069

Complaint Issue Number of Complaints*
Struggling to pay mortgage 2
Getting a credit card 1
Problem when making payments 1
Struggling to repay your loan 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01069

01069 is associated with the city of Palmer, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01069 Credit Cards

For more information about 01069 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01069

6. ^ United States Census Bureau