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Comprehensive Local Credit Card Guide

Credit Cards in 01096 (Williamsburg, MA)

Credit Card Debt in 01096

^ Average credit card debt in 01096 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01096

^ Based on overall Massachusetts data, the credit card delinquency rate in Williamsburg is approximately 0.62%. [2]

Credit Scores in 01096

^ The average credit score in Williamsburg is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01096

Credit Card Debt in 01096

  • 01096 Credit Card Debt
    • The estimated average credit card debt for 01096 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01096

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01096 Credit Scores

  • Credit Scores in 01096
    • Residents of 01096 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01096 (Williamsburg, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01096 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01096 [4]
    • 01096 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01096 (Williamsburg, MA)

Recent credit card complaints originating from consumers in 01096, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01096

Complaint Issue Number of Complaints*
Improper use of your report 10
Incorrect information on your report 2
Closing your account 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01096

01096 is associated with the city of Williamsburg, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01096 Credit Cards

For more information about 01096 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01096

6. ^ United States Census Bureau