Credit Card & Personal Finance Statistics in 01108
Credit Card Debt in 01108
- 01108 Credit Card Debt
-
- The estimated average credit card debt for 01108 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01108
01108 Credit Scores
- Credit Scores in 01108
-
- Residents of 01108 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01108 (Springfield, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01108 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01108 [4]
-
- 01108 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01108 (Springfield, MA)
Recent credit card complaints originating from consumers in 01108, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01108
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
116 |
| Improper use of your report |
42 |
| Problem with a credit reporting company's investigation |
36 |
| Unable to get your credit report or credit score |
24 |
| Attempts to collect debt not owed |
9 |
| Other |
54 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01108
01108 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
