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Comprehensive Local Credit Card Guide

Credit Cards in 01108 (Springfield, MA)

Credit Card Debt in 01108

^ Average credit card debt in 01108 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01108

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01108

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01108

Credit Card Debt in 01108


  • 01108 Credit Card Debt
    • The estimated average credit card debt for 01108 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01108


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01108 Credit Scores


  • Credit Scores in 01108
    • Residents of 01108 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01108 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01108 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01108 [4]
    • 01108 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 01108

01108 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01108 Credit Cards

For more information about 01108 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau