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Comprehensive Local Credit Card Guide

Credit Cards in 01139 (Springfield, MA)

Credit Card Debt in 01139

^ Average credit card debt in 01139 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01139

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01139

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01139

Credit Card Debt in 01139


  • 01139 Credit Card Debt
    • The estimated average credit card debt for 01139 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01139


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01139 Credit Scores


  • Credit Scores in 01139
    • Residents of 01139 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01139 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01139 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01139 [4]
    • 01139 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01139 (Springfield, MA)

Recent credit card complaints originating from consumers in 01139, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01139

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01139

01139 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01139 Credit Cards

For more information about 01139 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01139

6. ^ United States Census Bureau