Comprehensive Local Credit Card Guide

Credit Cards in 01242 (Lenox Dale, MA)

Credit Card Debt in 01242

^ Average credit card debt in 01242 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01242

^ Based on overall Massachusetts data, the credit card delinquency rate in Lenox Dale is approximately 0.62%. ^[2]

Credit Scores in 01242

^ The average credit score in Lenox Dale is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01242

Credit Card Debt in 01242

01242 Credit Card Debt
- The estimated average credit card debt for 01242 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01242

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01242 Credit Scores

Credit Scores in 01242
- Residents of 01242 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01242 (Lenox Dale, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01242 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01242 ^[4]
- 01242 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01242 (Lenox Dale, MA)

Recent credit card complaints originating from consumers in 01242, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01242

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01242

01242 is associated with the city of Lenox Dale, which is located in Berkshire County in the state of Massachusetts. ^[6]

01242 Credit Cards

For more information about 01242 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01242

6. ^ United States Census Bureau