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Comprehensive Local Credit Card Guide

Credit Cards in 01247 (North Adams, MA)

Credit Card Debt in 01247

^ Average credit card debt in 01247 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01247

^ Based on overall Massachusetts data, the credit card delinquency rate in North Adams is approximately 0.62%. [2]

Credit Scores in 01247

^ The average credit score in North Adams is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01247

Credit Card Debt in 01247

  • 01247 Credit Card Debt
    • The estimated average credit card debt for 01247 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01247

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01247 Credit Scores

  • Credit Scores in 01247
    • Residents of 01247 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01247 (North Adams, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01247 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01247 [4]
    • 01247 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01247 (North Adams, MA)

Recent credit card complaints originating from consumers in 01247, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01247

Complaint Issue Number of Complaints*
Other features, terms, or problems 4
Improper use of your report 3
Problem with a credit reporting company's investigation 3
Dealing with your lender or servicer 2
Incorrect information on your report 2
Other 7
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01247

01247 is associated with the city of North Adams, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01247 Credit Cards

For more information about 01247 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01247

6. ^ United States Census Bureau