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Comprehensive Local Credit Card Guide

Credit Cards in 01845 (North Andover, MA)

Credit Card Debt in 01845

^ Average credit card debt in 01845 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01845

^ Based on overall Massachusetts data, the credit card delinquency rate in North Andover is approximately 0.62%. [2]

Credit Scores in 01845

^ The average credit score in North Andover is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01845

Credit Card Debt in 01845

  • 01845 Credit Card Debt
    • The estimated average credit card debt for 01845 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01845

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01845 Credit Scores

  • Credit Scores in 01845
    • Residents of 01845 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01845 (North Andover, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01845 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01845 [4]
    • 01845 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01845 (North Andover, MA)

Recent credit card complaints originating from consumers in 01845, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01845

Complaint Issue Number of Complaints*
Incorrect information on your report 46
Improper use of your report 31
Problem with a company's investigation into an existing problem 16
Attempts to collect debt not owed 11
Managing an account 8
Other 59
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01845

01845 is associated with the city of North Andover, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

01845 Credit Cards

For more information about 01845 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01845

6. ^ United States Census Bureau