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Comprehensive Local Credit Card Guide

Credit Cards in 01851 (Lowell, MA)

Credit Card Debt in 01851

^ Average credit card debt in 01851 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01851

^ Based on overall Massachusetts data, the credit card delinquency rate in Lowell is approximately 0.62%. [2]

Credit Scores in 01851

^ The average credit score in Lowell is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01851

Credit Card Debt in 01851

  • 01851 Credit Card Debt
    • The estimated average credit card debt for 01851 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01851

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01851 Credit Scores

  • Credit Scores in 01851
    • Residents of 01851 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01851 (Lowell, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01851 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01851 [4]
    • 01851 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01851 (Lowell, MA)

Recent credit card complaints originating from consumers in 01851, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01851

Complaint Issue Number of Complaints*
Improper use of your report 73
Problem with a credit reporting company's investigation 54
Incorrect information on your report 44
Problem with a company's investigation into an existing problem 24
Attempts to collect debt not owed 4
Other 36
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01851

01851 is associated with the city of Lowell, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01851 Credit Cards

For more information about 01851 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01851

6. ^ United States Census Bureau