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Comprehensive Local Credit Card Guide

Credit Cards in 02115 (Boston, MA)

Credit Card Debt in 02115

^ Average credit card debt in 02115 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02115

^ Based on overall Massachusetts data, the credit card delinquency rate in Boston is approximately 0.62%. [2]

Credit Scores in 02115

^ The average credit score in Boston is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02115

Credit Card Debt in 02115


  • 02115 Credit Card Debt
    • The estimated average credit card debt for 02115 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02115


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02115 Credit Scores


  • Credit Scores in 02115
    • Residents of 02115 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02115 (Boston, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02115 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02115 [4]
    • 02115 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02115 (Boston, MA)

Recent credit card complaints originating from consumers in 02115, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02115

Complaint Issue Number of Complaints*
Improper use of your report 33
Incorrect information on your report 23
Managing an account 19
Problem with a credit reporting company's investigation 15
Problem with a company's investigation into an existing problem 12
Other 54
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02115

02115 is associated with the city of Boston, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02115 Credit Cards

For more information about 02115 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02115

6. ^ United States Census Bureau