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Comprehensive Local Credit Card Guide

Credit Cards in 02119 (Roxbury, MA)

Credit Card Debt in 02119

^ Average credit card debt in 02119 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02119

^ Based on overall Massachusetts data, the credit card delinquency rate in Roxbury is approximately 0.62%. [2]

Credit Scores in 02119

^ The average credit score in Roxbury is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02119

Credit Card Debt in 02119


  • 02119 Credit Card Debt
    • The estimated average credit card debt for 02119 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02119


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02119 Credit Scores


  • Credit Scores in 02119
    • Residents of 02119 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02119 (Roxbury, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02119 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02119 [4]
    • 02119 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02119 (Roxbury, MA)

Recent credit card complaints originating from consumers in 02119, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 19, 2013
02119
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jan 13, 2015
02119
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 12, 2016
02119
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 4, 2014
02119
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 28, 2016
02119
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jan 26, 2012
02119
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Dec 23, 2016
02119
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 27, 2012
02119
Collection practices
CITIZENS FINANCIAL GROUP, INC.
Closed without relief
Yes
No
Aug 18, 2015
02119
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Apr 11, 2012
02119
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No

Local financial institutions in or near 02119

Banks in or near 02119 (Roxbury, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02119 produced no matches.

ATMs in or near 02119 (Roxbury, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02119 produced no matches.

Credit Unions in or near 02119 (Roxbury, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02119 produced no matches.

Household Income Statistics in 02119

Income: 02119 vs. Massachusetts

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Income Breakdown in 02119

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Income: 02119 vs. Nation

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Additional information about Massachusetts

About 02119

02119 is associated with the city of Roxbury, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02119 Credit Cards

For more information about 02119 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau