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Comprehensive Local Credit Card Guide

Credit Cards in 02121 (Dorchester, MA)

Credit Card Debt in 02121

^ Average credit card debt in 02121 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02121

^ Based on overall Massachusetts data, the credit card delinquency rate in Dorchester is approximately 0.62%. [2]

Credit Scores in 02121

^ The average credit score in Dorchester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02121

Credit Card Debt in 02121


  • 02121 Credit Card Debt
    • The estimated average credit card debt for 02121 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02121


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02121 Credit Scores


  • Credit Scores in 02121
    • Residents of 02121 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02121 (Dorchester, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02121 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02121 [4]
    • 02121 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02121 (Dorchester, MA)

Recent credit card complaints originating from consumers in 02121, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 2, 2015
02121
Customer service / Customer relations
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Apr 11, 2017
02121
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 23, 2015
02121
Billing disputes
DISCOVER BANK
Closed with monetary relief
Yes
No
Mar 2, 2012
02121
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
No
Mar 28, 2012
02121
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed without relief
Yes
No
Mar 28, 2012
02121
Identity theft / Fraud / Embezzlement
HSBC NORTH AMERICA HOLDINGS INC.
Closed without relief
Yes
No

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Local financial institutions in or near 02121

Banks in or near 02121 (Dorchester, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02121 produced no matches.

ATMs in or near 02121 (Dorchester, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02121 produced no matches.

Credit Unions in or near 02121 (Dorchester, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02121 produced no matches.

Household Income Statistics in 02121

Income: 02121 vs. Massachusetts

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Income Breakdown in 02121

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Income: 02121 vs. Nation

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Additional information about Massachusetts

About 02121

02121 is associated with the city of Dorchester, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02121 Credit Cards

For more information about 02121 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau