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Comprehensive Local Credit Card Guide

Credit Cards in 02121 (Dorchester, MA)

Credit Card Debt in 02121

^ Average credit card debt in 02121 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02121

^ Based on overall Massachusetts data, the credit card delinquency rate in Dorchester is approximately 0.62%. [2]

Credit Scores in 02121

^ The average credit score in Dorchester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02121

Credit Card Debt in 02121


  • 02121 Credit Card Debt
    • The estimated average credit card debt for 02121 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02121


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02121 Credit Scores


  • Credit Scores in 02121
    • Residents of 02121 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02121 (Dorchester, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02121 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02121 [4]
    • 02121 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02121 (Dorchester, MA)

Recent credit card complaints originating from consumers in 02121, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02121

Complaint Issue Number of Complaints*
Incorrect information on your report 146
Problem with a credit reporting company's investigation 110
Improper use of your report 96
Problem with a company's investigation into an existing problem 35
Attempts to collect debt not owed 18
Other 75
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02121

02121 is associated with the city of Dorchester, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02121 Credit Cards

For more information about 02121 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02121

6. ^ United States Census Bureau