Credit Card & Personal Finance Statistics in 01095
Credit Card Debt in 01095
- 01095 Credit Card Debt
-
- The estimated average credit card debt for 01095 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01095
01095 Credit Scores
- Credit Scores in 01095
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- Residents of 01095 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01095 (Wilbraham, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01095 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01095 [4]
-
- 01095 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01095 (Wilbraham, MA)
Recent credit card complaints originating from consumers in 01095, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01095
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
24 |
| Improper use of your report |
9 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Attempts to collect debt not owed |
1 |
| Dealing with your lender or servicer |
1 |
| Other |
7 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01095
01095 is associated with the city of Wilbraham, which is located in Hampden County in the state of Massachusetts. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
