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Comprehensive Local Credit Card Guide

Credit Cards in 01095 (Wilbraham, MA)

Credit Card Debt in 01095

^ Average credit card debt in 01095 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01095

^ Based on overall Massachusetts data, the credit card delinquency rate in Wilbraham is approximately 0.62%. [2]

Credit Scores in 01095

^ The average credit score in Wilbraham is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01095

Credit Card Debt in 01095

  • 01095 Credit Card Debt
    • The estimated average credit card debt for 01095 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01095

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01095 Credit Scores

  • Credit Scores in 01095
    • Residents of 01095 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01095 (Wilbraham, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01095 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01095 [4]
    • 01095 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01095 (Wilbraham, MA)

Recent credit card complaints originating from consumers in 01095, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01095

Complaint Issue Number of Complaints*
Incorrect information on your report 22
Improper use of your report 9
Applying for a mortgage or refinancing an existing mortgage 1
Fraud or scam 1
Getting a credit card 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01095

01095 is associated with the city of Wilbraham, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01095 Credit Cards

For more information about 01095 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01095

6. ^ United States Census Bureau