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Comprehensive Local Credit Card Guide

Credit Cards in 01201 (Pittsfield, MA)

Credit Card Debt in 01201

^ Average credit card debt in 01201 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01201

^ Based on overall Massachusetts data, the credit card delinquency rate in Pittsfield is approximately 0.62%. [2]

Credit Scores in 01201

^ The average credit score in Pittsfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01201

Credit Card Debt in 01201


  • 01201 Credit Card Debt
    • The estimated average credit card debt for 01201 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01201


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01201 Credit Scores


  • Credit Scores in 01201
    • Residents of 01201 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01201 (Pittsfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01201 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01201 [4]
    • 01201 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01201 (Pittsfield, MA)

Recent credit card complaints originating from consumers in 01201, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01201

Complaint Issue Number of Complaints*
Improper use of your report 48
Incorrect information on your report 46
Problem with a purchase shown on your statement 9
Problem with a credit reporting company's investigation 6
Written notification about debt 6
Other 40
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01201

01201 is associated with the city of Pittsfield, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01201 Credit Cards

For more information about 01201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01201

6. ^ United States Census Bureau