Credit Card & Personal Finance Statistics in 01201
Credit Card Debt in 01201
- 01201 Credit Card Debt
-
- The estimated average credit card debt for 01201 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01201
01201 Credit Scores
- Credit Scores in 01201
-
- Residents of 01201 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01201 (Pittsfield, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01201 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01201 [4]
-
- 01201 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01201 (Pittsfield, MA)
Recent credit card complaints originating from consumers in 01201, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01201
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
101 |
| Improper use of your report |
69 |
| Problem with a purchase shown on your statement |
10 |
| Attempts to collect debt not owed |
7 |
| Problem with a company's investigation into an existing problem |
7 |
| Other |
59 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01201
01201 is associated with the city of Pittsfield, which is located in Berkshire County in the state of Massachusetts. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
